HUD homes are an excellent source for first time home buyers, rental investors and non-profit organizations to purchase homes.  These homes were once financed by FHA loans and in most cases can be requalified for FHA loans.  Visit the websites below for more information.  The new FHA 203K loan even allows you to build home improvements into your mortgage loan package.  See the FHA website below and get prequalified for your loan.  Then visit the HUD Home store website to find your home.  Then contact me to represent you as your buyers agent.  Offers on HUD homes can only be submitted by qualified & HUD approved Realtors.  I am not only trained and approved to represent buyers when making bids on HUD Homes, I am experienced in the negotiation process to get you the best price, approved lender concessions such as buyer closing costs & home warranties, etc. and still get the offer accepted because I know what the loss mitigators for HUD want to see on the offer before they accept it.  Only an experienced, qualified and approved professional Realtor can help you get a HUD home.  Call Ken today at 928-202-6441.